2020 Ensign Benefits Guide

23 A variety of voluntary benefits are available that can help you meet your personal and family insurance needs. Enrollment information for each benefit is listed below. Voluntary Short-term Disability Insurance Replaces a portion of your income if you are unable to work due to a covered injury or sickness. You can choose a monthly benefit from $400 to $5,000. Coverage up to 60% of your gross monthly salary may be available (max of 40% in CA, HI, NJ, NY and RI). Contact Benefits Suppport at 888-659-3616 to enroll. Voluntary Hospital Indemnity Insurance Pays a $1,500 cash benefit. You must have comprehensive medical coverage to enroll in this plan. Coverage is also available for family members. Contact Benefits Suppport at 888-659-3616 to enroll. Voluntary Group Accident Insurance Pays benefits for specific injuries resulting from a covered accident such as broken bones, burns or torn ligaments. Examples of covered expenses include emergency room treatment and outpatient surgery. Coverage is also available for family members. Contact Benefits Suppport at 888-659-3616 to enroll. Voluntary Critical Illness Insurance Pays a one-time lump sum benefit amount upon the diagnosis of a covered disease illness such as a heart attack, stroke, cancer and more. You can choose coverage from $5,000 to $50,000. Coverage is also available for family members. Contact Benefits Suppport at 888-659-3616 to enroll. MetLife Auto and Home Insurance MetLife’s Auto & Home ® group insurance program is available to fulltime employees. As part of the program, you have access to value added features and benefits, including special group coverage on auto and home insurance, as well as a variety of other insurance policies.* Taking advantage of this benefit can potentially save you money! In addition to auto and homeowner’s coverage, MetLife also offers a variety of other insurance policies, including: • Personal Excess Liability • Condo • Recreational vehicle • Motor Home • Boat Advantages of MetLife Auto & Home ® coverage include: • Premium discounts, depending on location. • A variety of flexible payment options, including payroll deduction for fulltime employees, direct billing, or through your favorite credit card. • Superior customer service from professional representatives. Voluntary Benefits Get a Price Quote To get a price quote for Home and Auto Insurance, call 800-GET-MET8 (800-438-6388). You will know what your savings will be within minutes. If you decide to go with MetLife coverage, they will help you make the change from your current coverage quickly and easily.