2022 Ensign Benefits Guide

5 Benefit Basics About Our Benefits Ensign-affiliated companies provide competitive benefits that will enhance the quality of your life and provide the support you need to achieve your personal and professional goals. Since everyone’s situation is unique and may change as your life changes, your Ensign Benefits give you the flexibility you need to choose the plans and coverage options that help you live your best life. Eligibility Full-time and Part-time Employee Working 32 or More Hours per Week You are eligible for all health and insurance benefits if you work at least 32 hours per week as a part-time or full-time employee of an Ensign-affiliated company and have completed your benefits waiting period. Your eligible dependents may also be enrolled for coverage under the health care and insurance benefits. You can also purchase additional coverage through the voluntary plans. Part-time Employee Working 30 or 31 Hours per Week You are eligible for medical and the Health Savings Account (HSA) if you work 30 or 31 hours as a part-time employee of an Ensign-affiliated company and have completed your benefits waiting period. Your eligible dependents may also be enrolled in these coverages. Eligible Dependents You will be required to provide proof of dependent eligibility at the time of enrollment. Eligible dependents for health care coverage generally include your: • Legal spouse (lawfully wedded spouse): If your spouse is eligible for group medical coverage outside of our plan (through their employer), you will pay a $125 surcharge per pay period if you choose to cover your spouse as your dependent on an Ensign Services plan. • Children: Under age 26, and dependent children of any age who are not able to support themselves due to a physical or mental disability and who became disabled before age 26. An eligible child includes your natural child, adopted child, step child or child for whom you have been appointed legal guardianship by a court of law. Newborns are automatically covered for the first 30 days and must be enrolled within 30 days of their date of birth to be covered thereafter.

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