Contents Important Benefits Contacts Contact Information for Our Carriers . . . . . . ........ 2 Resources To Help You Learn About Your Benefits and Enroll Online . . . . . . . . . . . . . . ............... 3 Benefit Basics About Our Benefits . . . . . . . . . . . . . ............... 5 Eligibility . . . . . . . . . . . . . . . . . ................... 5 When Coverage Begins . . . . . . . . . . . . ............. 6 Making Changes to Your Benefit Elections During the Year . . . . . . . . . . . . . . ................ 6 When Coverage Ends . . . . . . . . . . . . .............. 6 Enrollment . . . . . . . . . . . . . . . . .................. 7 Health Medical . . . . . . . . . . . . . . . . . . ................... 8 Medical Plans . . . . . . . . . . . . . . . ................. 8 Centivo PCP Partnership Plan . . . . . . . . . ........... 9 Personify Health (formerly HealthComp) . . . . . ....... 9 2025 Medical Plans At-a-Glance . . . . . . . . ......... 10 Prescription Drug Coverage . . . . . . . . . . ........... 12 Find Providers in Your Medical Plan Network . . . ..... 13 Garner Top Provider Network/Health Reimbursement Account Program . . . . . . . ......... 14 Hinge Health: Virtual Physical Therapy Program . . .... 15 Vida Health Diabetes Management . . . . . . . ........ 16 Lyra Mental Health Support . . . . . . . . . ........... 16 Health Savings Account . . . . . . . . . . . ............ 17 Telemedicine through Teladoc . . . . . . . . . .......... 18 Centivo Virtual Primary Care . . . . . . . . . ........... 19 Text-Based Telemedicine . . . . . . . . . . . ............ 19 Video or Phone Appointments with Kaiser HMO with HSA Plan (CA, CO, OR, WA) . . . . . . . ......... 19 Supplemental Medical . . . . . . . . . . . . ............. 20 • Voluntary Hospital Insurance . . . . . . . ......... 20 • Voluntary Accident Insurance . . . . . . . ......... 20 • Voluntary Critical Illness Insurance . . . . . ....... 20 1 Dental . . . . . . . . . . . . . . . . . . ................... 21 Vision . . . . . . . . . . . . . . . . . . ................... 22 Financial Protection Flexible Spending Accounts (FSAs) . . . . . . . ......... 23 • Health Care FSA . . . . . . . . . . . . . . . . . . . . . . . . . 23 • Limited Purpose FSA . . . . . . . . . . ............ 23 • Dependent Care FSA . . . . . . . . . . ............ 23 Transportation/Commuter Benefit Program . . . . ..... 25 Life and AD&D Insurance . . . . . . . . . . ............ 25 • Basic Life and AD&D Insurance . . . . . . ........ 25 • Supplemental Life Insurance . . . . . . . ......... 26 • Supplemental AD&D Insurance . . . . . . ........ 27 Voluntary Long-Term Disability Insurance (LTD) . . .... 27 Voluntary Benefits . . . . . . . . . . . . . ............... 28 • Voluntary Short-Term Disability Insurance (STD) .. 28 • Farmers Auto and Home Insurance . . . . . ...... 28 • ARAG Legal Insurance . . . . . . . . . . ........... 29 • Cyber Security/Identity Theft Protection . . . ..... 29 • Pet Insurance . . . . . . . . . . . . . ............... 30 Work-Life Employee Assistance Program (EAP) . . . . . . ........ 31 TicketsatWork . . . . . . . . . . . . . . . ................ 31 Tuition Reimbursement Program . . . . . . . . ......... 32 Purchasing Power . . . . . . . . . . . . . ............... 32 Child Care Benefit Program . . . . . . . . . . ........... 32 The Emergency Fund . . . . . . . . . . . . .............. 33 Retirement 401(k) Savings Plan . . . . . . . . . . . . . .............. 34 Innovative Ways to Manage Your Pay DailyPay . . . . . . . . . . . . . . . . . .................. 35 Wisely . . . . . . . . . . . . . . . . . . ................... 35
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