2025 HSA Plan Everyday Guide

Cover Page	1
Table of Contents	2
Before You Go	3
How Your Medical Plan Works	4
ID Cards and HSA Debit Card	5
Find the Right Doctor	8
Prepare for Your Doctor's Visit	9
Know What to Ask Your Doctor	9
Know What to Do After Your Visit	10
Know Where to Get the Right Care	11
How You Pay for Care	12
100%-Paid Preventive Care	13
Annual Deductible	14
Know When Your Deductible Applies	14
Out-of-Pocket Maximum	15
Paying for Prescription Drugs	16
100%-Paid Prescription Drugs	17
Using the HSA Plan	18
First, Fund Your HSA	18
Then, Use It to Pay for Care	19
Eligible Out-of-Pocket Expenses	19
Your HSA in Action: How It Works	20
Changing Your HSA Contribution Amount	22
Special Programs and Services	23
Teladoc Health Telemedicine	24
Teladoc Health Mental Health	25
2nd.MD	26
AccessHope	26
Transcarent Surgery Care	28
Blue Cross of Idaho Programs	29
Care Management	29
SmartShopper	30
Resources for Mental and Emotional Health	31
Employee Assistance Program	31
Benefits Through Blue Cross of Idaho	32
RethinkCare	33
Learn More	34
Making Benefit Changes	35
COBRA Continuation Coverage	36
myACI Benefits Resources Page	37
MyACI-Benefits.com Website	38
Useful Mobile Apps	38
Contact Information	39

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