Proprietary 8-22 13 THE DENTAL PLANS The dental plans offer comprehensive dental coverage. If you elect coverage, you must participate in the plan until the end of the plan year unless you experience a qualified status change. There are three types of dental plans to choose from if you live in the network areas: n Aetna DMO Dental Plan (a prepaid dental plan). If you live in California, you also have the option to choose coverage under the MetLife SafeGuard Dental Plan, a DMO dental plan. n Aetna PPO Dental Plans (Low Option and High Option), which allow you to receive dental care from in-network or out-of-network dentists. n Aetna Out-of-Area PPO Dental Plans, which are available if you live outside of the network service areas for the Aetna DMO or PPO Dental Plans; you may use any dentist. It is your responsibility to determine if you live in a plan’s network area before you choose coverage under that plan. dental plans The Aetna DMO Prepaid Dental Plan and MetLife SafeGuard Dental Plan are known as “dental maintenance organizations” or DMOs. That means that dental benefits are provided only if you see a dentist from the plan’s panel of participating dentists. To select an Aetna participating dentist, visit www.aetna.com/docfind/custom/ farmersagents or call Aetna Dental Customer Service toll-free at 877.238.6200. For a MetLife SafeGuard participating dentist, visit www.metlife.com/mybenefits or call MetLife SafeGuard Customer Service toll-free at 800.880.1800.
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