Proprietary 8-23 40 In addition, you are required to notify the Farmers Agent Benefits Call Center within 31 days of the date the SSA determines that the disabled individual is no longer disabled. COBRA extension due to a second qualifying event Your spouse and/or dependents may extend their COBRA continuation coverage for an additional 18 months beyond the original 18-month period, if they are enrolled in COBRA continuation coverage and a second qualifying event occurs during the original 18-month COBRA period — your death; your divorce, legal separation, or annulment; your becoming covered by Medicare; or your dependent child ceases to be eligible for health care coverage under the plan as a dependent child. If a qualified beneficiary marries or acquires dependents during the COBRA continuation period, the new spouse or newly-acquired dependent may be covered under the plan as the qualified beneficiary’s dependent. However, the new spouse or newlyacquired dependent is not considered a qualified beneficiary, and does not have any independent right to continuation coverage under the plan. A subsequent death, divorce, or attaining the maximum age during this continuation period will not be considered a second qualifying event with respect to the new spouse or newly acquired dependent. You and your dependents are required to notify WageWorks within 60 days of the date of a second qualifying event involving your divorce, legal separation or annulment, or your dependent child’s ceasing to be eligible for health care coverage under the plan as a dependent child. Failure to comply with this deadline will result in the loss of all rights to the continuation coverage extension. 36-month period COBRA coverage for a qualified beneficiary (excluding you) begins the day after their coverage through the Farmers Agent Group Benefits Program ends because of your death, your divorce, legal separation, or annulment, or a dependent child ceasing to be eligible for health care coverage under the plan as a dependent, and may continue for up to 36 months. You and your dependents are required to notify WageWorks within 60 days of your divorce, legal separation, or annulment, or a dependent child ceasing to be eligible for health care coverage under the plan as a dependent child. Failure to comply with this deadline will result in the loss of all rights to continuation coverage. If one of these events occurs after termination of an appointment agreement or termination of employment or reduction in hours of work of an agent or DM office staff member to less than 20 hours per week, and the qualified beneficiary is covered under the 18-month rule described above, his or her COBRA continuation coverage may be extended for up to 18 months after the original 18-month continuation coverage period ends. 36-month period if you become entitled to Medicare If you are entitled to Medicare prior to COBRA and less than 18 months from the COBRA start date then your dependent may be extended for up to 18 months beyond the original 18 month period.
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