Proprietary 8-23 D Declining,Dropping,orEndingCoverages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 DeductibleBuy-back(E&O)..........................................24 DeferredCompensationPlan.........................................27 Dental Plans AgreementtoParticipate.........................................2 AetnaDMOPrepaidDental....................................... 14 MetLifeSafeGuardDental(Californiaonly) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 AetnaPPODental............................................15 AetnaOut-of-AreaPPODental......................................16 Dependents Eligibility . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 EnrollingNewandExistingDependents. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .32 Disability Insurance Plans Long-TermDisability(LTD).........................................8 EnhancedLong-TermDisability......................................11 ConvertingLong-termDisability.....................................11 ConvertingEnhancedLong-termDisability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 DropCoverages...............................................35 QualifiedStatusChanges.........................................36 E E&O(ErrorsandOmissions)..........................................23 CommercialLinesBrokeredBusiness...................................23 Continuation..............................................24 Deductibles...............................................24 DeductibleBuy-back..........................................24 EnhancedLong-TermDisability........................................11 Eligibility . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 EligibleDependents..............................................1 EnrollingNewandExistingDependents....................................32 Enrollment MedicalMid-YearEnrollment.......................................30 UsingtheEnrollmentSystem.......................................32 EnrollmentViatheAdministrationSite.....................................32 Enrollment Via the Farmers Agent Benefits Call Center . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33 45
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