Proprietary 10-25 10 A family survivor benefit pays your spouse, registered domestic partner or children a lump-sum benefit equal to six months of your gross disability payment following your death. This benefit is payable if your disability had continued for at least six months prior to your death, and you were receiving or were entitled to receive payments under the plan. TELUS Health CBT With the MetLife Long Term Disability Plan, you have access to TELUS Health CBT, a virtual cognitive behavioral therapy (CBT) program that you can access on any computer, smartphone or tablet, where ever and whenever you need it, at no additional cost to you. Guided by a licensed therapist, you can work through structured modules as you journey toward better mental health. Your support will be continually customized to your needs. Learn more at metlife.cbt.telushealth.com where you will be guided through a simple registration, sign a consent form and book your first appointment. Terminal illness benefit If you become terminally ill while you are disabled and are not expected to live more than 24 months, you may be eligible for a terminal illness benefit. The terminal illness benefit increases your monthly disability payment to 100 percent of the first $25,000 of your pre-disability commissions for a maximum of 12 consecutive monthly payments. You also may elect to receive a single lump-sum benefit. You or your legal representative must send MetLife a signed physician’s certification documenting your terminal illness. In addition, MetLife may request an examination by a physician of their choice, at their expense.
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