Proprietary 10-25 20 plans PAYMENT EXAMPLE The example below illustrates an individual who elected an Initial Benefit Amount of $10,000 and has a Total Benefit of five times the Initial Benefit Amount, or $50,000 (lifetime benefit). The Total Benefit paid is $30,000, leaving a $20,000 benefit remaining for any future Recurrence or Initial Benefit payments. Illness – Covered Condition Payment Total Benefit Remaining Heart Attack – first diagnosis Initial Benefit payment of $10,000 or 100% $40,000 Heart Attack – second diagnosis, two years later Recurrence Benefit payment of $10,000 or 100% $30,000 Kidney Failure – first diagnosis, three years later Initial Benefit payment of $10,000 or 100% $20,000
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