2022 Ensign Benefits Guide

Our Core Values	II
Contents	1
Important Benefit Contacts	2
Resources	3
Benefit Basics	5
Eligibility	5
When Coverage Begins	6
Making Changes to Your Coverage During the Year	6
Enrollment	7
Optional Now vs. Optional Anytime Benefits	7
About HealthComp	8
Medical	9
2020 Medical Plans At-a-Glance	10
Prescription Drug Coverage	12
Health Savings Account	13
Telemedicine through Teladoc	14
Text-based Telemedicine Through 98point6	15
Video or Phone Appointments (Kaiser CA HMO 2000)	15
Supplemental Medical	16
Hospital Indemnity Insurance	16
Group Accident Insurance	16
Critical Illness Insurance	16
Improve Your Health with Wellvolution	16
Dental	17
Cigna Dental HMO	17
Dental PPO Plan	17
Vision	18
Flexible Spending Accounts	19
Transportation/Commuter Benefit Program	21
Life and AD&D Insurance	21
Basic Life and AD&D Insurance	21
Supplementatl Life Insurance	22
Supplemental AD&D Insurance	23
Long-term Disability	23
Voluntary Benefits	24
Unum Voluntary Short-term Disability Insurance	24
Farmers GroupSelect Auto and Home Insurance	24
Employee Assistance Program	25
Intalere Markeplace	25
TicketsatWork.com	25
Tuition Reimbursement	26
Purchasing Power	26
Child Care Benefit Program	26
The Emergency Fund	27
401(k) Savings Plan	28

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